We’re updating our fees

This blog post is to update our customers about changes in price and is not a marketing communication.

We regularly review our fees to reflect the real cost of moving your money - so you never pay more than you need to.

The fee for your transfer is based on:

• the currency you're sending from,
• the currency the recipient receives, and
• how you're funding the transfer.

After the latest review, fees for some routes got more expensive and others got cheaper. For example, the currency you’re sending from may have gotten cheaper, while the destination currency may have gotten more expensive - this could offset the impact of the changes for your transfer.

The rest of this post outlines the currencies and payment methods that have changed. You can download this information as a PDF.

Our pricing calculator can tell you how much your next transfer might cost.

Learn more about why we’re making these changes.

It’s now cheaper to send from:

Currency	Pay-in method
CAD	Wise account, wire transfer, bill payment
USD, GBP, CHF, EUR, NOK, CZK, TRY, AUD, HKD, IDR, JPY, MYR, NZD, SGD, BRL, HUF, SEK, DKK	Wise account

It’s now cheaper to send to:

Currency	Pay-out method
GBP, PLN, TRY, CZK, BGN, MYR, CNY, CLP, UYU	Wise account
NPR	Bank transfer, Wise account

See how much our new fees may impact the cost of your transfers.

These routes got cheaper for larger transfers and more expensive for smaller transfers

From:

Currency	Pay-out method
DKK, SEK	Trustly, bank transfer, Visa debit card
CAD	Direct debit, Debit card
USD	Wire transfer
EUR	iDeal, Sofort, Trustly,Bank transfer, Visa debit card
GBP, NOK	Bank transfer, Visa debit card
BRL	Pix, bank transfer
CZK	Visa credit card, bank transfer
HUF	Business credit card, bank transfer
CHF, AUD, HKD, IDR, JPY, MYR, NZD, SGD, TRY	Bank transfer
PLN, CZK, RON, BGN	Visa debit card

To:

Currency	Pay-out method
CNY, GBP, BRL, CLP, MYR, PLN, TRY, HKD, CZK, BGN, UYU	Bank transfer

See how much our new fees may impact the cost of your transfers.

However, it’s more expensive to fund your Wise account and send from:

Currency	Pay-in method
PLN, RON	Bank transfer, Wise account, Credit card, Mastercard debit card, business debit and credit card, international card
USD	Bank debit (ACH), debit and credit cards
CAD	Interac, credit card, business debit and credit cards, international card
BGN	Bank transfer, Credit cards, Mastercard debit card, business debit and credit cards, international card
EUR	Mastercard debit card, credit card, international card, business card
GBP	Mastercard debit card, business debit card, international card, debit and credit card
CHF	Debit and credit cards
HUF	Debit and credit cards, business debit card
SEK, DKK, NOK	Credit card, Mastercard debit card, business debit and credit card, international card
CZK	Mastercard credit and debit cards, business debit and credit card, international card
NZD	POLi
SGD, HKD, BRL	Debit and credit cards

And more expensive to send to:

Currency	Pay-out method
EUR	Bank transfer to a country outside of SEPA, bank transfer
HUF, RON, ILS, COP, GEL, INR, THB, MXN, BDT, LKR, PHP, PKR, AED, ZAR, MAD, CRC, EGP, FJD, GTQ	Bank transfer, Wise account
USD, CAD, CHF, DKK, NOK, SEK, AUD, NZD, SGD	Balance transfer
CNY	Union Pay, Alipay, WeChat Pay
BRL	Wise account

It’s also getting more expensive to send same-currency transfers from your balance in these currencies:
AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, GEL, GHS, HKD, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, MZN, NAD, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW.

Sending same-currency transfers from your balance in these currencies will still be free:
GBP, EUR, HUF, SGD

See how much our new fees may impact the cost of your transfers.

When do price changes apply to me?

We’ll always let you know if and when we change the prices of our fees. The date for these changes depends on where you live, how you fund transfers, and whether the fee is decreasing or increasing.

Price decreases

When we decrease our prices, the change is immediately available for all Wise customers. We’ll do this before notifying you, so that you can start benefiting from the savings as soon as possible.

Price increases for sending money

If you’ve funded your transfers from an account outside Wise via a bank transfer or a debit/credit card — we’ll notify you before a price increase if you've sent money using that currency in the past 6 months.

Price increases for using your Wise account and Wise card

If you use fund transfers from your Wise balance, convert currencies between Wise balances, or spend using the Wise card — we’ll notify you before a price increase within 7-62 days, depending on where you live. Check below for your notification period*.

Your address	Notification period for using your Wise account and Wise card
Australia	20 days
Canada	30 days
Japan	30 days
Singapore	7 days
USA	21 days
EU/EEA	62 days
UK	62 days
Any other country not listed above	62 days

*What does the notification period mean?
It’s the minimum number of calendar days, required by our regulators, between the date we sent you the notification, and implementing the change. If you disagree with these changes at any point, you have the right to close your account with us.