Send money with a credit card

Send money with a credit card from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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  • 22.29 GBP
  • 4 GBPOur fee
  • 26.29 GBPTotal fees
  • =
    973.71 GBPTotal amount we’ll convert
  • ×
    1.1627

Should arrive by Monday

Get started

We charge as little as possible. No subscription

Sending 1,000 GBP withRecipient gets(Total after fees)and transfer speedTransfer speed
CheapestRevolut Standard
1,160.23 EURwithin seconds
within seconds
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.16023
Exchange rate markup
2.16 GBP

Cost of transfer
2.16 GBP

Wise
1,158 EUR- 2.23 EUR1 day
1 day
Transfer fee
4.08 GBP
Exchange rate(1 GBP EUR)
1.16274
Exchange rate markup
0 GBP

Cost of transfer
4.08 GBP

Instarem.
1,154.10 EUR- 6.13 EURunavailable
unavailable
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.15410
Exchange rate markup
7.43 GBP

Cost of transfer
7.43 GBP

Remitly
1,151.87 EUR- 8.36 EUR3-5 days
3-5 days
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.15187
Exchange rate markup
9.35 GBP

Cost of transfer
9.35 GBP

Xe
1,151.17 EUR- 9.06 EURwithin 1 day
within 1 day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.15117
Exchange rate markup
9.95 GBP

Cost of transfer
9.95 GBP

OFX
1,148.74 EUR- 11.49 EUR2-3 days
2-3 days
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.14874
Exchange rate markup
12.04 GBP

Cost of transfer
12.04 GBP

Starling Bank
1,146.39 EUR- 13.84 EURwithin 5 days
within 5 days
Transfer fee
9.50 GBP
Exchange rate(1 GBP EUR)
1.15739
Exchange rate markup
4.60 GBP

Cost of transfer
14.10 GBP

Xoom (A PayPal Service)
1,144.26 EUR- 15.97 EURwithin 1 day
within 1 day
Transfer fee
1.99 GBP
Exchange rate(1 GBP EUR)
1.14654
Exchange rate markup
13.93 GBP

Cost of transfer
15.92 GBP

MoneyGram
1,141.90 EUR- 18.33 EURwithin 1 day
within 1 day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.14190
Exchange rate markup
17.92 GBP

Cost of transfer
17.92 GBP

Western Union
1,139.62 EUR- 20.61 EUR1 day
1 day
Transfer fee
2.99 GBP
Exchange rate(1 GBP EUR)
1.14304
Exchange rate markup
16.95 GBP

Cost of transfer
19.94 GBP

Monese
1,138.27 EUR- 21.96 EURwithin 1 day
within 1 day
Transfer fee
20 GBP
Exchange rate(1 GBP EUR)
1.16150
Exchange rate markup
1.07 GBP

Cost of transfer
21.07 GBP

Barclays
1,130.72 EUR- 29.51 EURwithin 1 day
within 1 day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.13072
Exchange rate markup
27.54 GBP

Cost of transfer
27.54 GBP

Skrill
1,128.84 EUR- 31.39 EURwithin 1 day
within 1 day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.12884
Exchange rate markup
29.16 GBP

Cost of transfer
29.16 GBP

Halifax
1,121.45 EUR- 38.78 EURwithin 1 day
within 1 day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.12145
Exchange rate markup
35.51 GBP

Cost of transfer
35.51 GBP

Nationwide
1,116.21 EUR- 44.02 EURwithin 1 day
within 1 day
Transfer fee
20 GBP
Exchange rate(1 GBP EUR)
1.13899
Exchange rate markup
20.42 GBP

Cost of transfer
40.42 GBP

NatWest
1,113.38 EUR- 46.85 EURsame day
same day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.11338
Exchange rate markup
42.45 GBP

Cost of transfer
42.45 GBP

RBS
1,113.38 EUR- 46.85 EURsame day
same day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.11338
Exchange rate markup
42.45 GBP

Cost of transfer
42.45 GBP

PayPal
1,111.30 EUR- 48.93 EURwithin 3 days
within 3 days
Transfer fee
2.99 GBP
Exchange rate(1 GBP EUR)
1.11463
Exchange rate markup
41.38 GBP

Cost of transfer
44.37 GBP
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?
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How to send money with a credit card in 3 easy steps

What is Credit Card money transfer?

Making a credit card transfer is fast, convenient, and means you can spread the cost of your payment over a few months if you’d like to.

You can make a credit card money transfer with Wise using a Visa or Mastercard credit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Unfortunately, you can’t make a Wise credit card money transfer using an American Express credit card.

Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.

There are also a small number of other specific situations in which you can’t make a Wise credit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.

Learn more about using credit cards.

Online money transfer fees

How much does it cost to send money with a credit card?

To send money with a credit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

How long does a money transfer with a credit card take?

A money transfer with a credit card (GBP-EUR) should arrive by Monday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

GBP
EUR

Should arrive

by Monday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.